Terms of Service

These Terms of Service (the "Terms") form a binding agreement between you and LeakGuard Pro ("we", "us", "our") governing your access to and use of the LeakGuard Pro website, web app, and related services (collectively, the "Service").

By creating an account, ticking the acceptance box at sign-up, or otherwise using the Service, you confirm you have read, understood, and accepted these Terms and our Privacy Policy. If you do not agree, do not use the Service.

These Terms became effective on June 12, 2026. We may revise them - see Section 12.

• You must be at least 16 years old (or the age of digital consent in your country, whichever is higher).
• You are responsible for keeping your password confidential and for everything that happens under your account.
• You agree to provide accurate information and to keep your email up to date so we can reach you about your account, billing, and security.
• One account per person. You may not share, resell, or transfer your account.

Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your own personal, non-commercial use.

All intellectual property in the Service - including the name "LeakGuard Pro", the logo, the user interface, the cancellation script templates, the merchant directory, and the underlying code - is owned by LeakGuard Pro or its licensors. We reserve every right not expressly granted to you.

The Service has a free tier and a paid tier ("Premium"). All pricing is shown in U.S. dollars before you check out.

• Auto-renewal. Premium subscriptions automatically renew at the end of each billing period (monthly or annually, depending on the plan you chose) at the then-current rate until you cancel.
• Payment. We use Stripe to process payments. By subscribing, you authorize us (via Stripe) to charge your payment method for each renewal.
• Failed payments. If a charge fails, we may retry it and we may suspend Premium access until payment is received.
• Taxes. Prices exclude taxes unless stated. You are responsible for any sales tax, VAT, or similar that applies in your jurisdiction.
• Price changes. We may change Premium pricing with at least 14 days' notice by email. The new price will apply to your next renewal - you can cancel before then to avoid it.

• Cancel any time. You can cancel your Premium subscription from Settings → Billing, which opens the Stripe Billing Portal. Cancellation takes effect at the end of the current paid period - you keep Premium until then.
• No refunds on partial periods. Except where required by law, fees already paid are non-refundable and we do not pro-rate.
• EU/UK 14-day right of withdrawal. If you live in the EU, UK, or EEA, you have 14 days from your first Premium purchase to withdraw and receive a full refund - unless you ask us to start providing Premium features during that period and use them, in which case you expressly waive the withdrawal right (Directive 2011/83/EU, Art. 16(m)).
• Click-to-Cancel. Cancellation is always at least as easy as sign-up. We will never require a phone call or hidden form to cancel.

You agree NOT to:

• Use the Service to manage, audit, or cancel another person's subscriptions without their explicit authorization.
• Upload, paste, or parse any bank statement, transaction record, or financial document that you did not lawfully obtain or that you are not authorized to process. This expressly includes any use of the Service for fraudulent, deceptive, or malicious statement parsing - for example, processing stolen, forged, or third-party statements without consent, attempting to extract account credentials from pasted text, or using the parser to launder, mask, or misrepresent transactions.
• Reverse engineer, decompile, scrape, or attempt to extract source code, except to the extent that law allows.
• Resell, sublicense, or build a competing service using our merchant directory, cancellation scripts, or other content.
• Interfere with, disrupt, or place an unreasonable load on the Service, including via automated scripts or bots beyond normal personal use.
• Upload content that is unlawful, infringing, malicious, or that contains personal data about another person you are not authorized to share.
• Use the Service in violation of any law - including sanctions, export controls, or consumer-protection rules.

We may suspend or terminate your account for violations.

When you paste a statement, save subscriptions, or submit a testimonial, you keep ownership of that content. You grant us a worldwide, royalty-free, non-exclusive license to host, process, display, and (for testimonials only - and only after you submit one) publicly show that content for the purpose of operating and promoting the Service.

You represent that you have the right to share whatever you upload, and that doing so does not violate anyone's rights or any law.

• We are not your bank. We never see your bank login or move money on your behalf. We only process what you paste or type.
• We don't cancel for you. The Service helps you draft cancellation requests and points you to the right merchant page. The merchant - not us - decides whether to honor your cancellation.
• We are not lawyers or financial advisors. Cancellation templates cite consumer-protection rules for your reference but do not constitute legal advice.
• "As is". To the maximum extent permitted by law, the Service is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, secure, or error-free.

Some jurisdictions don't allow the exclusion of certain warranties - in that case the exclusions above apply only to the maximum extent permitted by law.

To the maximum extent permitted by law, in no event will LeakGuard Pro, its affiliates, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or savings, arising out of or related to your use of the Service - even if we have been advised of the possibility of such damages.

Liability cap. Our total cumulative liability for any and all claims arising out of or relating to these Terms or the Service is strictly limited to the total subscription fees you actually paid us for the Service in the twelve (12) months immediately preceding the event giving rise to the claim. If you are a free-tier user and have paid us nothing, our liability to you is limited to AUD $0. In no event will our liability exceed the equivalent of one (1) year of subscription fees at the tier you were on when the claim arose.

Nothing in these Terms limits any liability that cannot be limited by law (such as for fraud, gross negligence, or death or personal injury caused by negligence, or any non-excludable consumer guarantee under the Australian Consumer Law).

You agree to defend, indemnify, and hold harmless LeakGuard Pro from any claim, loss, liability, or expense (including reasonable legal fees) arising out of (a) your misuse of the Service, (b) your violation of these Terms, or (c) your violation of any law or third-party right.

You may stop using the Service at any time. You can delete your account from Settings → Delete account, which erases your data per our Privacy Policy.

We may suspend or terminate your account if you breach these Terms, if required by law, or if continuing to provide the Service to you becomes commercially impractical. Sections that by their nature should survive termination - including ownership, disclaimers, limitation of liability, and disputes - will survive.

We may add, remove, or change features at any time. We may also update these Terms. If a change is material, we'll notify you by email or in-app at least 14 days before it takes effect. Continued use of the Service after the effective date means you accept the new Terms. If you don't agree, stop using the Service and delete your account before the effective date.

These Terms are governed by the laws of New South Wales, Australia, without regard to its conflict-of-laws rules - except where mandatory consumer-protection law in your country of residence provides otherwise (including the Australian Consumer Law for users in Australia).

Informal resolution first. Before filing any claim, you agree to try to resolve the dispute with us informally by emailing legal@leakguardpro.app. We'll do the same.

Venue. If informal resolution fails, you and LeakGuard Pro agree to submit to the exclusive jurisdiction of the state and federal courts located in Sydney, New South Wales, Australia - unless a mandatory law in your country of residence grants you the right to bring proceedings in your local courts.

EU/UK consumers. Nothing in this section deprives you of the protection of mandatory consumer law in your country of habitual residence. EU consumers may also use the European Commission's Online Dispute Resolution platform.

Questions about these Terms? Email us:

legal@leakguardpro.app